Jay Adivaraha is a dedicated financial advisor who brings diligence, persistence, and strategic approach to helping clients tackle a range of financial challenges and achieve their financial goals. Alongside managing investments, he provides tailored strategies in insurance, education funding, debt management, tax planning, retirement planning, and estate planning—ensuring clients have customized solutions and a holistic plan for their financial future.

With a diverse background spanning real estate investing, tax preparation, and research, Jay brings a unique perspective to his advisory practice. Before transitioning into financial services, he worked as a scientist, researching and developing drug therapies. This experience sharpened his analytical skills and strategic mindset, enabling him to offer insightful, personalized financial guidance. His broad experience across multiple sectors allows him to deliver comprehensive solutions that align with his clients’ personal and financial aspirations.

Jay specializes in guiding and helping executives and professionals manage their finances while they navigate the complexities of demanding careers, family commitments, and personal goals. He also works with small business owners and retirees to strengthen their financial foundations and secure a stable future. As a first-generation immigrant from Mumbai, India, Jay understands the challenges of adapting to a new financial system. This personal experience shapes his approach, particularly when helping other first-generation immigrants overcome financial barriers and build a lasting foundation for their future.

Jay earned a Ph.D. in Pharmaceutical Sciences and a Master’s degree in Chemical Engineering from the University of Michigan, as well as a bachelor’s degree in Chemical Engineering from the University of Mumbai. He is also a licensed life insurance professional and currently a candidate for the Certified Financial Planner™ (CFP®) certification.

Outside of his professional life, Jay enjoys playing chess, pickleball, and reading. He is also passionate about human design and personal development.

Jay lives in Naperville, Illinois, with his wife, Soumya, and their children, Nitya, Shreya, and Abhinav.